Fort Myers Foreclosure Attorney
Fighting for Your Rights During Foreclosure
If you are facing a foreclosure action, you need to call an experienced attorney as soon as possible. The service of the first legal papers associated with a foreclosure, the Complaint in Foreclosure, only gives you 20 days within which to file an answer to the complaint after you are served and preserve your rights and defenses. At Your Advocates, we have been specially trained in the local practice here in Lee County.
How can a foreclosure defense lawyer help me?
If your lender begins foreclosure (or you are far enough behind on your mortgage payments that foreclosure may occur), a lawyer may be able to help, given enough time. Some common foreclosure defense solutions include:
- Loan modifications and loan refinancing, with the help of HAMP and HARP, have helped many people stay in their homes.
- If you don't want to keep your home, strategic default and deed in lieu of foreclosure have helped many homeowners terminate their obligations under an otherwise bad loan situation, and avoid having a foreclosure on their credit record.
- Lenders must follow strict guidelines when processing loan modifications or initiating foreclosure proceedings, and an attorney can ensure your lender isn’t violating your rights as a homeowner.
There have been many stories written about the local rules and practices that are being employed by the court to speed cases through the system and foreclose on defaulting debtors' homes. The nuances of the law and local procedures escape even some of the most experienced attorneys. As one of the top five states in the nation in foreclosure properties, our courts are inundated and overwhelmed by the volume of foreclosure cases they are being asked to handle.
Why You Need Your Advocates
This is why, if you do not have an experienced and savvy foreclosure defense lawyer, your chances of getting a fair trial or process in foreclosure is slim to none. If you are associated with an HOA or a COA, and need to file a foreclosure action against a homeowner for failure to pay fees, we can initiate and prosecute an action for your association as well.
We also defend against HOA and COA foreclosures for the non-payment of fees and dues. If you do not have a lawyer versed in the foreclosure game in Florida, you will be fighting with both arms tied behind your back. Contact us today for more information and a free evaluation of your case. Our foreclosure attorneys in Fort Myers are here to help.