FCCPA Superior Client Service

Florida Consumer Collection Practices Act

Your Rights Under the FCCPA

Much like the Fair Debt Collection Practices Act (FDCPA), the Florida Consumer Collection Practices Act (FCCPA) protects consumers from abusive and deceptive debt collection practices exercised by debt collectors and creditors. It essentially codified the federal FDCPA and strengthened it for Florida consumers. The act extends not only to debt collectors and third party debt buyers, but also creditors, as the FDCPA did not extend to the original creditors themselves.

Violations of the FCCPA

The team at Your Advocates is extremely familiar with the differences between the two co-existing laws, and are experienced at helping Fort Myers and Lee County consumer debtors who are being unfairly treated and harassed by debt collectors and creditors who engage in collection practices prohibited by the FCCPA.

If you have received calls of the following natures, you have likely received calls which are in violation of the provisions of FCCPA:

  • From people posing as police officers or representatives of a government agency
  • From collectors threatening to talk to your employer without having obtained a judgment
  • From people falsely presenting themselves to be attorneys

Contacting you between 9:00 PM and 8:00 AM without your permission or contacting your family and friends are also violations of the Florida Consumer Collection Practices Act. The act provides for penalties in the form of monetary compensation to you, possible punitive damages (increasing your compensation by as much as three times) and actual damages if you have sustained financial losses due to the offender's actions.

Unfair Collection Actions Tactics Stopped: No Fee Unless We Win

Our attorneys have been focused on protecting the legal rights of individuals who have been abused by debt collectors since we first established our firm. We are dedicated to serving our clients with ethics, professionalism and respect. Read what our clients have said about our service on our testimonials page.

Then contact us for a free evaluation to discuss your case in detail and determine for yourself whether or not our firm is right for your needs. All debt collection violation cases are handled on a contingency basis, meaning there is never a fee unless we recover money for you. Contact us today.

A Firm You Can Rely On

What to Expect With Our Firm on Your Side?
  • One-On-One Attention

    As Your Advocates, we ensure that we are actively involved in communicating with you from start to finish. This communication allows us to come up with a customized solution that best fits your goals. 

  • Dedicated & Caring Service

    At Your Advocates, you will never be treated as just a number. Whether your case is monetarily small or large - you will receive the customized and personalized attention that you deserve.

  • 24/7 Availability

    Our attorneys understand the emotional turmoil that a family law matter can have on someone. For this reason, we make ourselves available when you need us most. 

  • Over 70 Years of Combined Legal Experience

    For more than 70 years, we have been providing our clients with trustworthy and knowledgeable legal counsel for a wide variety of legal matters.


Actively Involved in
Communicating With Our Clients
    She was always pleasant, professional, and very patient, taking the time to explain the complex legal process.

    “My husband and I worked with Diana Castrillon in his workman's compensation case and were very happy with the services she provided. She was always pleasant, professional, and very patient, taking the ...”

    - Fayellen S.
    If you want to win your case, talk to Rita and to this firm!!!

    “Rita Jackman was my attorney for my accident case. My case wasn't an easy case, she was successful because of her great dedication! You have with Rita a good friend in your corner. Also her assistant ...”

    - Veit B.
    I absolutely loved her being on my side!!

    “Rita Jackman was my attorney for my fall case. My case wasn't even a case she would typically take due to the defendants not having insurance, but she took it anyway and was beyond successful! Every ...”

    - Autumn E.
    I would highly recommend Rita and her team as my experience with them was truly exceptional!!

    “I had the pleasure of working with Rita Jackman and her assistant Noelle. Rita was able to provide an immediate consultation and provided excellent guidance in a legal process. They were extremely ...”

    - Lauren T.
    All about the client.

    “The best as well as the smartest decision I ever made. Rita Jackman and her team took on big insurance and got results. All about the client. Always available for me, any questions I needed answers. ...”

    - Michael B.


Customized, Personalized Attention Call 239-970-6844 or fill our the form below to get started.
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