Debt Defense Attorney in Fort Myers
Are Your FDCPA Rights Being Violated?
If you are being harassed by repeated phone calls, threats of legal action,
and abusive collection tactics, Powell, Jackman, Stevens & Ricciardi, P.A.
is ready to help you understand your rights under the FDCPA and stop creditor
harassment. We are committed to upholding the rights of consumers and
to keeping collectors accountable to their legal limits.
Take your life back and put an end to the harassing phone calls.
Contact Powell, Jackman, Stevens & Ricciardi, P.A. to learn about your rights
under FDCPA and how we can help you protect them.
Schedule your free consultation today!
Approved in 1977, The Fair Debt Collection Practices Act (FDCPA) is a federal
law that is actually an amendment to the Consumer Credit Protection Act.
Congress enacted it to provide additional protections for consumers who
are being treated unfairly or being harassed by debt collectors or third
party debt buyers in violation of the law.
The act created guidelines by which debt collectors must comply, penalties
for violations of the act, and set forth the rights and protections of
Under the FDCPA, behavior that undermines the dignity or privacy of a consumer
is prohibited. This includes:
- Late night phone calls
- Harassing family members/neighbors
- Slandering your name/reputation
- Threatening with a lawsuit (without the authority to do so)
- Publishing debt information
- Profane or demeaning language
- Calling your workplace without permission
- Failing/refusing to identify themselves
Despite state and federal regulations which have been designed to put a
stop to debt collector harassment and abuse, the illegal practices continue,
mostly due to the low risk of consequence to the offending collectors
and their companies.
With timely and effective action, violations of the act can result in fines
and damages in the form of financial compensation to the affected consumer.
Since our inception, we have been dedicated to providing the most professional,
caring and responsive service to our clients in whatever type of case
we are handling for them.
You Don't Have to Fight Alone--Stop The Abuse!
If you have been or are currently being harassed by debt collectors, contact
our firm today to receive a free case evaluation. We will review your
information, listen to your story with respect and understanding, and
put together a plan to stop the debt collection abusive practices which
you have experienced. There is no fee unless we recover compensation for
you, as these cases are handled on a contingency fee basis.
If you are in Lee County,
contact our Fort Myers FDCPA attorney as soon as possible to speak with one of our experienced debt collection
defense lawyers and stop the abuse.