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Your Advocates Helping You Navigate the Complexities of the Law

Credit Card Lawsuit Defense Attorney in
Fort Myers

Sued over outstanding debt? Call (239) 970-6844!

Have you received a court summons saying you are being sued over unpaid credit card debt? Credit card companies and junk debt buyers have been known to file lawsuits as a last-ditch effort to collect on old debts. These aggressive lawsuits can be frightening to consumers, oftentimes leaving debtors unsure where to turn.

At Your Advocates, our highly knowledgeable Fort Myers credit card lawsuit defense lawyers can protect your interests in court and fight to secure a desirable resolution to your debt.

Countless clients have trusted our firm to handle their cases for the following reasons:

  • More than 70 years of combined legal experience
  • One-on-one, personalized advocacy
  • English and Spanish speaking services
  • Positive client testimonials

Tell us about your situation during a free initial consultation.

What happens if I don’t respond?

If you do not properly respond to your court summons, it is highly likely that a judge will grant a summary judgment in favor of the creditor. A debt judgment can be devastating, as it can result in wage garnishment, foreclosure, and the forced sale of your assets to satisfy your creditors.

In many cases, plaintiffs of debt cases do not expect you to respond and do not have the necessary documentation to back up their case in the event that their claims are contested. Simply responding with an attorney’s help can sometimes be enough to prompt a creditor to drop their case, as it may become unprofitable to pursue litigation.

How can an attorney defend me?

Upon a thorough examination of the circumstances of your case, an attorney from our firm can craft a custom-tailored defense strategy that fits your individual needs. Defenses that can be used include:

  • Insufficient Documentation: Oftentimes, these types of lawsuits are filed in large quantities by junk debt buyers who have purchased old debt accounts from credit card companies for pennies on the dollar in the hopes of suing for a massive profit. In order for a plaintiff to prevail in a debt collection lawsuit, they must be able to prove they are the rightful owners of the debt and that the owed amount was legally charged. Since a debt account can change hands from company to company multiple times before a lawsuit is filed, plaintiffs may not always have the original cardholder agreement or other important documents to prove their case, resulting in a dismissal.
  • Expired Statute of Limitations: Creditors in Florida can only pursue collection lawsuits within a certain timeframe. If a signed written debt contract exists, a lawsuit may only be filed within five years of the default date. If there is no written contract, this window of time is even shorter at four years from default. Claims that are filed after the statute of limitations has passed can be challenged in court and are often thrown out.
  • Unfair Debt Collection Practices: Under The Fair Debt Collection Practices Act, creditors are prohibited from using deceptive or overly aggressive tactics when attempting to collect on debts. If your creditor violated these laws, you may be able to file a creditor harassment claim as a countersuit.

Fight back against abusive creditors!

At Your Advocates, we know your rights and we know how to protect you against these aggressive scare tactics. If you are facing a lawsuit over your debt, our Fort Myers credit card lawsuit defense lawyers can provide the hard-hitting representation you need to help you properly respond to your court summons and seek a positive resolution to your situation. If litigation is required, we are fully prepared to go the distance on your behalf in pursuit of a fair payment arrangement on your behalf. Nobody should have to face a credit card lawsuit on their own – make sure you have a high-caliber attorney from our firm by your side!

Contact our office online today to get started towards building your defense.

Placeholder How We Can Help You

A FIRM YOU CAN RELY ON What to Expect With Our Firm on Your Side?

  • Over 70 Years of Combined Legal Experience
    For more than 70 years, we have been providing our clients with trustworthy and knowledgeable legal counsel for a wide variety of legal matters.
  • 24/7 Availability
    Our attorneys understand the emotional turmoil that an injury matter can have on someone. For this reason, we make ourselves available when you need us most.
  • Dedicated & Caring Service
    At Your Advocates, you will never be treated as just a number. Whether your case is monetarily small or large - you will receive the customized and personalized attention that you deserve.
  • One-On-One Attention
    As Your Advocates, we ensure that we are actively involved in communicating with you from start to finish. This communication allows us to come up with a customized solution that best fits your goals.

Hear From Our Happy Clients

Reviews & Testimonials

At Your Advocates, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    "Ms. Jackman just wanted to say what a GREAT JOB you did."

    Ms. Jackman just wanted to say what a GREAT JOB you did. Thanks for making a nervous process easier to handle!! Take care!

    - Mark Z.
    "They were very efficient, pleasant, and professional."

    They were very efficient, pleasant, and professional. Based on this very positive experience, we would recommend this company, and would not hesitate to use them again in the future.

    - Former Client
    "The firm surely does stand by its name as Your Advocates!"

    He was extremely professional throughout the journey and very experienced in this matter. I would recommend this firm to anybody in an uncontested eviction, contested eviction or any legal needs. The professionalism and value I received was a pleasant surp

    - Terry A.
    "Highly Recommended!"

    I worked with Rita Jackman, she is very much respectful, she breaks down all the details, and cares about her clients‼️ ...

    - Rittney O.
    "I’ll definitely be sending family and friends your way."

    Rita Jackman is my attorney and I can’t recommend her enough! She’s been truly amazing through a difficult time. She always ...

    - Jordan H.
    "There was never a day that one of them didn't respond by phone or email to our questions or concerns."

    Rita Jackman was incredible working with us on my daughter's injury case and negotiating on her behalf. Thank you Noelle for ...

    - Brad M.
    "I will not hesitate to recommend them and I will be calling them the next time I need any help."

    Noel took great care of us! She was very helpful, professional, on point and an absolute pleasure to have on our side ...

    - Joseph B.
    "Diana's experience, professionalism, and dedication resulted in a most favorable outcome of my case and her negotiation skills proved it."

    I had the pleasure of working with Diana Castrillon on my workers' compensation case and the least I can say is that she is ...

    - Alberto S.
Proudly Serving Clients in Fort Myers, FL Areas We Serve

Your Advocates is proud to serve Fort Myers, Florida and other surrounding areas.

  • Alva
  • Boca Grande
  • Bokeelia
  • Bonita Springs
  • Buckingham
  • Cape Coral
  • Captiva
  • Estero
  • Fort Myers
  • Fort Myers Beach
  • Iona
  • Lehigh Acres
  • McGregor
  • North Fort Myers
  • San Carlos Park
  • Sanibel
  • St. James City
  • Villas

Contact Us Today

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