Creditor Harassment Issues
Protection from a Fort Myers Debt Collector Harassment Lawyer
If you're struggling to pay back your bills and are wondering how you're
going to solve the debt that keeps piling up, the last thing you want
is to be harassed by creditors. While many credit agencies have changed
their practices for the better, there are those that resort to threats
and abusive phone calls. Fortunately, you don't have to put up with
The team at Your Advocates know how all-consuming debt can be, especially
when you feel like there is no way out. We are passionate about putting
an end to creditor harassment and have successfully represented the rights
of countless clients. Trust your future in the hands of our
Fort Myers civil litigation lawyers.
What is considered creditor harassment?
According to the Florida Consumer Collection Practices Act (CCPA) and the
Fair Debt Collection Practices Act (FDCPA), debt collectors are banned
from using certain abusive and dishonest tactics when engaging with consumers.
These acts protect individuals who are dealing with debt and struggling
to pay it back.
Included in the above acts are specific practices which cannot be used
by creditors or collection agencies.
This refers to practices such as:
- Pretending to be a police officer acting for the government
- Using or threatening to use violence
- Calling between 9 p.m. and 8 a.m.
- Using wrong methods to file a lawsuit against you
- Communicating with you instead of with your attorney
- Using obscene or vulgar language
If a creditor does violate these terms, you may be eligible to file a lawsuit
against the individual or party at fault. By winning, the court may award
you actual damages, punitive damages, and statutory damages up to $1,000.
Trust the firm that puts clients first!
For years, our firm has been acting on behalf of clients throughout Lee
County. We understand the tactics that many creditors resort to and can
effectively combat these methods. Our team is more than capable of helping
you file a lawsuit against such harassment if your circumstances require this.
Don't wait to secure our Fort Myers creditor harassment lawyers!
Call to schedule your free consultation.