Free Consultation | El Abogado Habla Español 239.970.6844
Your Civil Litigation Advocates

Creditor Harassment Issues in Fort Myers

Our Fort Myers debt collector harassment lawyers will protect you.

If you're struggling to pay back your bills and are wondering how you're going to solve the debt that keeps piling up, the last thing you want is to be harassed by creditors. While many credit agencies have changed their practices for the better, there are those that resort to threats and abusive phone calls. Fortunately, you don't have to put up with this mistreatment.

The team at Your Advocates know how all-consuming debt can be, especially when you feel like there is no way out. We are passionate about putting an end to creditor harassment and have successfully represented the rights of countless clients. Trust your future in the hands of our Fort Myers civil litigation lawyers.

What is considered creditor harassment?

According to the Florida Consumer Collection Practices Act (CCPA) and the Fair Debt Collection Practices Act (FDCPA), debt collectors are banned from using certain abusive and dishonest tactics when engaging with consumers. These acts protect individuals who are dealing with debt and struggling to pay it back.

Included in the above acts are specific practices which cannot be used by creditors or collection agencies. This refers to practices such as:

  • Pretending to be a police officer acting for the government
  • Using or threatening to use violence
  • Calling between 9 p.m. and 8 a.m.
  • Using wrong methods to file a lawsuit against you
  • Communicating with you instead of with your attorney
  • Using obscene or vulgar language

If a creditor does violate these terms, you may be eligible to file a lawsuit against the individual or party at fault. By winning, the court may award you actual damages, punitive damages, and statutory damages up to $1,000.

Trust the firm that puts clients first!

For years, our firm has been acting on behalf of clients throughout Lee County. We understand the tactics that many creditors resort to and can effectively combat these methods. Our team is more than capable of helping you file a lawsuit against such harassment if your circumstances require this.

Don't wait to secure our Fort Myers creditor harassment lawyers! Call to schedule your free consultation.

Meet Our Attorneys

  • William M. Powell, Esq.
    William M. Powell, Esq. Partner
  • Rita M. Jackman
    Rita M. Jackman Partner
  • Adam J. Stevens
    Adam J. Stevens Partner
  • Richard M. Ricciardi, Jr.
    Richard M. Ricciardi, Jr. Partner
  • Jorge Santana
    Jorge Santana Partner
  • William M. Powell, Esq. Partner
    William M. Powell, Esq.

    Although William M. Powell, Esq. is well-versed in a variety of legal matters and case types, he has built a strong reputation through his focus on personal injury and medical malpractice cases. Your Advocates are proud to have him as a member of our law firm. He shares our passion for helping people in need and prioritizes our clients’ needs. Read More

  • Rita M. Jackman Partner
    Rita M. Jackman

    Ms. Jackman’s unwavering ambition and leadership has provided clients and will provide her future clients a star in this profession. Ms. Jackman is a relentless researcher and preparer who handles her client tasks with a tremendous amount of preparation and thought. Ms. Jackman was born and raised in Cape Coral, Florida which has worked to benefits her practice and the clients that she serves. Read More

  • Adam J. Stevens Partner
    Adam J. Stevens

    Mr. Stevens has found his niche by becoming a litigation attorney and understands that communication between an attorney and client are paramount to obtaining favorable results. Mr. Stevens is known for taking on any and all types of cases no matter how difficult or routine they may be. Mr. Stevens is known as an aggressive attorney, though at the same time understands that some cases require a more patience to ensure a favorable result. Mr. Stevens does not shy away from challenging legal issues and has litigated complex matters against municipalities, international unions, large banking institutions, and several insurance companies. Read More

  • Richard M. Ricciardi, Jr. Partner
    Richard M. Ricciardi, Jr.

    His experience in litigation provides him the ability to identify and isolate potential areas of conflict and effectively counsel clients around potential pitfalls. Mr. Ricciardi believes that proper estate planning, real estate counsel, and business planning are areas of importance to everyone. Protecting and dispensing clients' various interests, assets, and lifetime earnings can make the difference between a comfortable retirement and wasting thousands of dollars in assets and earnings. Specialized knowledge, experience and attention to detail in these areas is therefore critically important. Read More

  • Jorge Santana Partner
    Jorge Santana

    Attorney Jorge J. Santana, Jr. is an American born Cuban-American, fluent in both English and Spanish. Jorge left Miami to join us here in beautiful and peaceful Fort Myers, Florida in March 2015. He has an extreme love for the law, which is only overshadowed by his desire to help all those in need. His reputation for fairness, hard work and honesty is respected by all his clients and attorneys. Read More

How We're Different:

  • Dedicated & caring service
  • 65 years' combined experience
  • One-on-one attention
  • Customized strategies
  • Accessible - 24 hour response time
  • El abogado habla español